Debt composition
Separate principal tax liabilities, general interest charge, penalties and any amounts linked to overdue lodgments.
The goal is not simply to move a tax liability. It is to understand the debt, keep lodgments current, stop new liabilities accumulating and build a realistic plan around cash flow and professional advice.
Separate principal tax liabilities, general interest charge, penalties and any amounts linked to overdue lodgments.
The ATO can permit instalment arrangements in appropriate circumstances, but interest can continue to accrue on unpaid amounts.
Do not let new GST, PAYG withholding or super obligations become the next layer of debt.
Use short-horizon forecasts, separate tax reserves and regular management reporting to identify pressure early.
Any refinance should be assessed on total cost, security, repayment burden and whether it actually improves the business position.
Personal director liability or insolvency concerns require qualified legal, tax and restructuring advice.
The ATO explains payment plans and stronger recovery actions including garnishee notices, DPNs, debt disclosure and legal recovery.
Read ATO guidance →This page is general business information only. It is not legal, tax, insolvency or financial advice. If you have received formal ATO recovery documents, obtain appropriately qualified advice promptly.
I can help structure the commercial picture and coordinate the next conversation with appropriate specialist advisers.